I can't argue with your logic, but I've seen too many bad wedding videos to suggest you take up the offer of a sub £500 videographer. Essentially it's a risk. As you say, you could strike gold. But many, many people think they can pick up a camera and become a videographer, and many many people do a very average job. It takes time to edit (unless you're a talented, experienced videographer that has the ability to ahcieve a same day edit), and the keen amateur either won't have the same productiuon standards, or won't have the battlefield experience.
The risk is yours to take, but mitigate that risk by spending a lot of time researching the market. Make sure you get an IOV or APV qualified member (won't guarantee quality, but a step in the right direction) for example.
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