A Text Insert Procedure - takes about 4 seconds to do!

#1 - Track ABOVE your video is where you place your TEXT. If you haven't done so, then do so now. Insert Video Track above your vid track. - BOOM!

#2 - Scrub a SELECTION along this Text Track the space/time you want to have your Text running over your video. BOOM!

#3 - Right Click on this SELECTION and choose "Insert Text Media" from drop down Menu - BOOM! Done!

You now have your Text, in place, covering the time you wanted and where you wanted. Dead easy!! 3 steps!