ok the commercials they have like animated effects what program would i be able to make these on?

also i made a picture in photoshop with a transparent background i put it in my movie and it came up with a white background i saved it as .JPG why wasnt the background transparent?

lol alot questions

how do i get the text to have a transparent background? i put the text in with the transparent BG but it just goes white and i wanted it to be at the side of my movie not in the middle


any help would be appreciated thnx
*hope i spelt that right lol*