Apparently from the reviews I've read Studio 10 is based around the liquid engine so as you say will be supposedly more stable.
therefore if you get on ok with the studio interface and know your way around the package it may well be worth waiting for Studio 10 as I've heard the liquid edition can be a steep learning curve as well.
BUt if you want to go down the liquid route there is an upgrade path from studio to liquid which is cheaper than buying the full product.
a saving of about £120
http://estore.pinnaclesys.com/servle...26100&Env=BASE
Myself I've not had any real problems with studio crashing and I'm on the 9.4.3 patch as well, it may be worth going through the support user forum on the pinnacle site to see if there is anyone that could help you further.